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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

114 S Mitchell Street

Rutherfordton, NC · 1,380 sqft

$230,000

  • 2Beds
  • 2Baths
  • 1,380SqFt
  • 1951Year
  • 66 x 108Lot
  • 1Days on market

About this home

Newly renovated home configured as duplex offers a smart entry into multi-unit ownership in the heart of Rutherfordton. Each side features 1 BR, 1 Bath, LR with approximately 690 sq ft of living space, making the total property 1,380 sq ft. The layout is efficient and turnkey, ideal for owner occupancy with rental income, or full rental operation. Key features include: • Two separate units, each ~690 sq ft, with their own entrances, seperate utility meters, and laundry areas. • Convenient central location in Rutherfordton - walkable to shopping, dining, and medical. • Solid investment profile: opportunity to generate rental income while maintaining manageable size and maintenance needs. • Versatility: one unit can be owner-occupied while the other is rented, or both units rented for maximum return. • Excellent condition, with extensive updates. Whether you’re seeking a starter investment property, a live-in rental strategy, or simply expanding your rental portfolio — this duplex offers immediate entry in a market with strong fundamentals. Don’t miss this affordable duplex in Rutherfordton — schedule your showing today!

Property details

Beds
2
Baths
2
SqFt
1,380
Lot
66 x 108
Year built
1951
Type
Single Family
Days on market
1
Heating
Natural Gas
Cooling
Window Unit(s)
Foundation
Crawl Space
Flooring
Carpet, Linoleum, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,692/ month

Principal & interest
$1,424
Property tax (~1.05%)
$201
Homeowners insurance
$67
HOA dues

Down payment

$11,500 down · $218,500 financed

Income to qualify (28% rule)

~$72,548 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.