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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

1142 Clearwater Parkway

Rutherfordton, NC · 1,299 sqft

$347,000

  • 2Beds
  • 2Baths
  • 1,299SqFt
  • 2009Year
  • 24Days on market

About this home

Turnkey 2-Bedroom, 2-Bath Cabin with Loft in Gated Community – 1.5 Acres

This charming 2-bedroom, 2-bath cabin with a spacious loft is move-in ready and perfect as a short-term rental or your personal getaway. Located in a gated community with a clubhouse, picnic area, playground, and basketball goal, the property offers extra community features for recreation and convenience.

The 1.5-acre lot is partially fenced, with a wooded back portion that gently slopes to a small creek, a wraparound front porch, a firepit, and a storage building. The open-concept kitchen and living room feature island seating, abundant natural light, high ceilings, and a small propane gas fireplace. Appliances, washer and dryer, and optional furnishings are included, making the cabin turnkey-ready.

Meticulously maintained with completed pest control and termite prevention, the exterior has been recently re-stained and sealed, and the porches recently painted. Just 20 minutes from Lake Lure and 45 minutes to Asheville, this cabin offers a peaceful setting with rental potential or personal enjoyment.

Property details

Beds
2
Baths
2
SqFt
1,299
Lot
Year built
2009
Type
Single Family
Days on market
24
Style
Cabin
Heating
Central, Propane
Cooling
Central Air
Foundation
Crawl Space
Flooring
Wood
HOA dues
$400 / yr

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,587/ month

Principal & interest
$2,149
Property tax (~1.05%)
$303
Homeowners insurance
$101
HOA dues
$33

Down payment

$17,350 down · $329,650 financed

Income to qualify (28% rule)

~$110,881 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.