Black Mountain · Black Mountain, NC
1144 Montreat Road
Black Mountain, NC · 1,257 sqft
$349,000
Reduced from $390,000
- 3Beds
- 2Baths
- 1,257SqFt
- 1947Year
- 156Days on market
About this home
Cute cottage, convenient to downtown. This cottage has 3 bedrooms and 2 baths, and a nice, large back deck that overlooks Flat Creek. Plenty of sidewalks to walk to Montreat, and the trails or downtown. Large flat .72 acre lot with a nice storage shed. Knotty pine paneling in the living room, dining room, and one bedroom. Woodburning stove in the kitchen with a pantry and washer/dryer. All on one level.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,257
- Lot
- —
- Year built
- 1947
- Type
- Single Family
- Days on market
- 156
- Style
- Cottage
- Heating
- Oil
- Cooling
- None
- Foundation
- Basement, Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,568/ month
- Principal & interest
- $2,161
- Property tax (~1.05%)
- $305
- Homeowners insurance
- $101
- HOA dues
- —
Down payment
$17,450 down · $331,550 financed
Income to qualify (28% rule)
~$110,084 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.