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John KurtzCharlotte · NC

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Monroe · Monroe, NC

1146 Ellington Downs Way

Monroe, NC · 1,786 sqft

$499,000

  • 3Beds
  • 2Baths
  • 1,786SqFt
  • 2017Year
  • 4Days on market

About this home

Beautifully designed ranch with curated finishes and exceptional outdoor living in sought after Ellington Downs.

Natural light fills the open floor plan, highlighting custom details throughout, from the statement dining room accent wall to the inviting living space anchored by a fireplace with built ins. The kitchen is both polished and functional, featuring granite countertops, a gas cooktop, stainless appliances, a custom pantry, and a large island that overlooks the main living area, creating an easy flow for everyday living and entertaining.

The primary suite is a true retreat, complete with a tray ceiling, spacious layout, oversized walk in closet, and a spa like bath with a dual head walk in shower. Two additional bedrooms offer generous closet space and share a stylish bath with designer touches. The laundry room stands out as well, beautifully finished to bring both charm and ease to daily routines.

Outdoor living is where this home truly shines. A covered pergola patio and custom fire pit area create multiple spaces to relax and gather, all framed by mature landscaping that provides natural privacy and a serene backdrop.

Meticulously maintained and move in ready, this home offers the feel of new construction with thoughtful upgrades already in place. Located within the Wesley Chapel and Weddington school district, community amenities include a pool, playground, and sidewalks, all just minutes from shopping, dining, and everyday conveniences.

Property details

Beds
3
Baths
2
SqFt
1,786
Lot
Year built
2017
Type
Single Family
Days on market
4
Garage
2
Heating
Heat Pump, Natural Gas
Cooling
Central Air
Foundation
Slab
HOA dues
$240 / qtr

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,752/ month

Principal & interest
$3,090
Property tax (~1.05%)
$436
Homeowners insurance
$145
HOA dues
$80

Down payment

$24,950 down · $474,050 financed

Income to qualify (28% rule)

~$160,826 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.