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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

115 N Gardner Avenue

Charlotte, NC · 921 sqft

$399,900

Reduced from $439,900

  • 3Beds
  • 2Baths
  • 921SqFt
  • 1948Year
  • 60x126x46x32x100Lot
  • 27Days on market

About this home

PRICE IMPROVEMENT!!Wanting to live close to all the action? Look no further! This charming 3 bedroom 2 bath fully updated cottage offers the perfect blend of modern upgrades and a highly desirable location. Only 1 1/2 miles from uptown Charlotte with easy access to dining, sports venues, breweries, entertainment and much more. This property has been thoughtfully updated throughout. Freshly painted exterior and new roof in 2025. HVAC replaced in 2024. Updated cabinetry with quartz countertops, stainless steel appliances (refrigerator conveys), ceramic tile and updated vanities in bathrooms. Washer and dryer included! Spacious, open back yard is fenced. This home is truly move-in ready and provides the opportunity to live in one of Charlotte's most sought after areas.

Property details

Beds
3
Baths
2
SqFt
921
Lot
60x126x46x32x100
Year built
1948
Type
Single Family
Days on market
27
Style
Cottage
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Tile, Wood

Features

  • Open Floorplan
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,943/ month

Principal & interest
$2,476
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues

Down payment

$19,995 down · $379,905 financed

Income to qualify (28% rule)

~$126,139 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.