Charlotte · Charlotte, NC
115 N Gardner Avenue
Charlotte, NC · 921 sqft
$399,900
Reduced from $439,900
- 3Beds
- 2Baths
- 921SqFt
- 1948Year
- 60x126x46x32x100Lot
- 27Days on market
About this home
PRICE IMPROVEMENT!!Wanting to live close to all the action? Look no further! This charming 3 bedroom 2 bath fully updated cottage offers the perfect blend of modern upgrades and a highly desirable location. Only 1 1/2 miles from uptown Charlotte with easy access to dining, sports venues, breweries, entertainment and much more. This property has been thoughtfully updated throughout. Freshly painted exterior and new roof in 2025. HVAC replaced in 2024. Updated cabinetry with quartz countertops, stainless steel appliances (refrigerator conveys), ceramic tile and updated vanities in bathrooms. Washer and dryer included! Spacious, open back yard is fenced. This home is truly move-in ready and provides the opportunity to live in one of Charlotte's most sought after areas.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 921
- Lot
- 60x126x46x32x100
- Year built
- 1948
- Type
- Single Family
- Days on market
- 27
- Style
- Cottage
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Tile, Wood
Features
- Open Floorplan
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,943/ month
- Principal & interest
- $2,476
- Property tax (~1.05%)
- $349
- Homeowners insurance
- $116
- HOA dues
- —
Down payment
$19,995 down · $379,905 financed
Income to qualify (28% rule)
~$126,139 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


