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John KurtzCharlotte · NC

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Troy · Troy, NC

115 S Pearl Street

Troy, NC · 5,339 sqft

$499,000

  • 6Beds
  • 3.5Baths
  • 5,339SqFt
  • 1892Year
  • 105x172Lot
  • 361Days on market

About this home

Historic Victorian Legacy Home Central NC Montgomery Co. 16 Rm Potential B&B or private home with live & workspace Original home built 1892 & 1910 w/2 wings built 1980's. Move-In Ready. Min from beautiful Lake Tillery & Uwharrie Mtns w/ great recreational activities. 2 story antique paneled wood entrance, antique oak floors, stained glass window, massive staircase. Parlor w/fireplace, paneled library/office, pine bookcases. 10' & 12' stamped metal ceilings. Formal DR, birch paneling, antique mahogany over mantle fr/Mississippi River mansion, gas logs. Entertainment/Game rm, pool table. 6 BR, 3 1/2 BA. New microwave, double stainless sink, new DW, new double door stainless refrigerator, new stove. Paneled basement, rock fireplace, large wood stove, oak mantle. New Trane HVAC. Composite Shingle Roof. Vinyl siding over wood siding. 6 New Vinyl Windows. Storm windows, new storm doors. W/D. New Water Heater. Separate garage/warehouse 3 lots avail. Town water/sewer. Must see to appreciate!

Property details

Beds
6
Baths
3.5
SqFt
5,339
Lot
105x172
Year built
1892
Type
Single Family
Days on market
361
Heating
Central, Electric, Heat Pump, Wood Stove
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Vinyl, Wood
View
City

Features

  • Attic Other
  • Attic Stairs Pulldown
  • Attic Walk In
  • Entrance Foyer
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,672/ month

Principal & interest
$3,090
Property tax (~1.05%)
$436
Homeowners insurance
$145
HOA dues

Down payment

$24,950 down · $474,050 financed

Income to qualify (28% rule)

~$157,398 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.