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John KurtzCharlotte · NC

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Chester · Chester, SC

115 W Lacy Street

Chester, SC · 2,724 sqft

$289,000

Reduced from $320,000

  • 5Beds
  • 3Baths
  • 2,724SqFt
  • 1950Year
  • 173Days on market

About this home

ELIGIBLE FOR 100% FINANCING — Ask how! Completely renovated in 2023, this stunning 5-bedroom, 3-bath home is just minutes from downtown Chester and offers the peace of mind of all major systems less than 3 years old—including roof, plumbing, electrical, HVAC, windows, and hot water heater. The redesigned open floorplan showcases luxury vinyl plank flooring and a bright, modern kitchen with new cabinetry, granite countertops, and updated appliances. Thoughtfully designed for flexibility, the home features two primary bedrooms—one on each level, perfect for multi-generational living or guests. The main level offers 3 bedrooms and 2 full baths, while the second floor includes 2 additional bedrooms, a full bath, and a versatile den. Every bathroom has been fully updated with new tubs, toilets, sinks, mirrors, and hardware. Move-in ready, stylish, and spacious—this home truly checks every box.

Property details

Beds
5
Baths
3
SqFt
2,724
Lot
Year built
1950
Type
Single Family
Days on market
173
Heating
Electric, Forced Air
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Vinyl

Features

  • Breakfast Bar
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,127/ month

Principal & interest
$1,789
Property tax (~1.05%)
$252
Homeowners insurance
$84
HOA dues

Down payment

$14,450 down · $274,550 financed

Income to qualify (28% rule)

~$91,158 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.