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John KurtzCharlotte · NC

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Valdese · Valdese, NC

116 Hilltop Avenue

Valdese, NC · 1,998 sqft

$289,900

Reduced from $304,999

  • 4Beds
  • 2Baths
  • 1,998SqFt
  • 1963Year
  • 77Days on market

About this home

116 Hilltop Avenue, Valdese, NC 28690-9764

Tucked in a sweet spot between Valdese and Morganton, this classic brick ranch delivers space, updates, and that hard to find no HOA freedom on a beautifully maintained .45 acre fenced lot.

With over 1900 square feet, this 3 bedroom, 2 bath home offers comfortable main level living plus a partially finished basement with room to grow. The main level features hardwood floors, large bedrooms, fresh paint, and a spacious living room. The kitchen and dining area flow openly together and showcase beautiful oak cabinetry, plenty of storage, and a new stove, making everyday living and entertaining feel effortless.

Downstairs, you will find a heated and cooled bedroom, new plumbing and electrical updates, plus additional space ready to be finished to suit your needs. The basement was originally built in 1963 and offers flexibility for recreation, storage, or expansion.

Major updates provide peace of mind, including a Goodman 14 SEER heat pump installed in 2023, septic cleaned in 2023, and new hot water heaters.

Step outside to enjoy the beautiful front porch, large back deck perfect for gatherings, and a storage building for tools and hobbies. The carport adds everyday convenience.

Located close to McGallard Park and positioned perfectly between Valdese and Morganton, this well cared for home blends charm, updates, and opportunity all in one inviting package.

Property details

Beds
4
Baths
2
SqFt
1,998
Lot
Year built
1963
Type
Single Family
Days on market
77
Style
Ranch
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,133/ month

Principal & interest
$1,795
Property tax (~1.05%)
$253
Homeowners insurance
$84
HOA dues

Down payment

$14,495 down · $275,405 financed

Income to qualify (28% rule)

~$91,441 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.