Valdese · Valdese, NC
116 Hilltop Avenue
Valdese, NC · 1,998 sqft
$289,900
Reduced from $304,999
- 4Beds
- 2Baths
- 1,998SqFt
- 1963Year
- 77Days on market
About this home
116 Hilltop Avenue, Valdese, NC 28690-9764
Tucked in a sweet spot between Valdese and Morganton, this classic brick ranch delivers space, updates, and that hard to find no HOA freedom on a beautifully maintained .45 acre fenced lot.
With over 1900 square feet, this 3 bedroom, 2 bath home offers comfortable main level living plus a partially finished basement with room to grow. The main level features hardwood floors, large bedrooms, fresh paint, and a spacious living room. The kitchen and dining area flow openly together and showcase beautiful oak cabinetry, plenty of storage, and a new stove, making everyday living and entertaining feel effortless.
Downstairs, you will find a heated and cooled bedroom, new plumbing and electrical updates, plus additional space ready to be finished to suit your needs. The basement was originally built in 1963 and offers flexibility for recreation, storage, or expansion.
Major updates provide peace of mind, including a Goodman 14 SEER heat pump installed in 2023, septic cleaned in 2023, and new hot water heaters.
Step outside to enjoy the beautiful front porch, large back deck perfect for gatherings, and a storage building for tools and hobbies. The carport adds everyday convenience.
Located close to McGallard Park and positioned perfectly between Valdese and Morganton, this well cared for home blends charm, updates, and opportunity all in one inviting package.
Property details
- Beds
- 4
- Baths
- 2
- SqFt
- 1,998
- Lot
- —
- Year built
- 1963
- Type
- Single Family
- Days on market
- 77
- Style
- Ranch
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,133/ month
- Principal & interest
- $1,795
- Property tax (~1.05%)
- $253
- Homeowners insurance
- $84
- HOA dues
- —
Down payment
$14,495 down · $275,405 financed
Income to qualify (28% rule)
~$91,441 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.