Flat Rock · Flat Rock, NC
116 Kay Road
Flat Rock, NC · 2,092 sqft
$495,500
- 3Beds
- 2Baths
- 2,092SqFt
- 2010Year
- 17Days on market
About this home
Tucked away on over an acre in Flat Rock, this custom-built home offers mountain views, peaceful surroundings, and easy access to Hendersonville, I-26, shopping, and dining. Designed for comfortable one-level living, the home features a bright, functional layout with spacious living areas and quality finishes throughout.
The main level includes hardwood floors, an inviting living room, a dedicated dining space, and a well-appointed kitchen with pantry storage and nearby laundry. The primary suite provides a relaxing retreat, while two additional bedrooms offer flexibility for guests or hobbies. Built-in shelving and storage solutions throughout the home add both character and practicality.
The partially finished lower level expands the living space with a versatile bonus area, exterior entry, and ample room for storage, projects, or recreational use. An attached two-car garage adds even more convenience. Solar panels installed in 2020 help improve energy efficiency.
Enjoy the outdoors from the covered front porch, back deck, or fire pit area overlooking the level yard and surrounding mountain scenery. Combining privacy, usable land, and a convenient location, this property offers the best of Western North Carolina living.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 2,092
- Lot
- —
- Year built
- 2010
- Type
- Single Family
- Days on market
- 17
- Garage
- 2
- Style
- Ranch
- Heating
- Electric, Heat Pump, Propane, Other - See Remarks
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement
- Flooring
- Laminate, Linoleum, Wood
- View
- Mountain(s), Year Round
Features
- Attic Other
- Attic Stairs Pulldown
- Breakfast Bar
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,646/ month
- Principal & interest
- $3,068
- Property tax (~1.05%)
- $433
- Homeowners insurance
- $144
- HOA dues
- —
Down payment
$24,775 down · $470,725 financed
Income to qualify (28% rule)
~$156,293 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.