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John KurtzCharlotte · NC

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Shelby · Shelby, NC

1168 Granite Drive

Shelby, NC · 1,446 sqft

$340,000

  • 3Beds
  • 2Baths
  • 1,446SqFt
  • 2026Year
  • 221.05x117.54x216.76x129.06Lot
  • 2Days on market

About this home

New Construction home! Beautiful and spacious 3 bedroom 2 bath vinyl home on a .61 acre corner lot in a country setting. NO HOA and NO city taxes! Home is situated outside the city limits, but only minutes from town. Home is built with an open floor plan with 9 foot ceilings. Also built with a split bedroom plan for privacy. LVP flooring and neutral colors throughout. Kitchen has quartz countertops, subway tile backsplash, stainless appliances, and a center island with breakfast bar. The dining area has French doors leading to the rear porch. The primary suite features a large walk-in closet, dual vanities, and a large tile walk-in shower. The home has a covered front porch and a large covered rocking chair back porch overlooking the spacious back yard - great places for relaxing! Hurry and schedule your showing while this home is still available!

Property details

Beds
3
Baths
2
SqFt
1,446
Lot
221.05x117.54x216.76x129.06
Year built
2026
Type
Single Family
Days on market
2
Style
Ranch
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Breakfast Bar
  • Kitchen Island
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,502/ month

Principal & interest
$2,105
Property tax (~1.05%)
$297
Homeowners insurance
$99
HOA dues

Down payment

$17,000 down · $323,000 financed

Income to qualify (28% rule)

~$107,245 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.