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John KurtzCharlotte · NC

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Franklin · Franklin, NC

1169 Rickman Creek Road

Franklin, NC · 1,152 sqft

$305,000

Reduced from $319,900

  • 2Beds
  • 2Baths
  • 1,152SqFt
  • 1984Year
  • 87Days on market

About this home

Seller is offering up to $5,000 towards buyers closing costs with an acceptable offer-Rare opportunity to own a beautifully maintained, move-in ready cottage in the highly sought-after Cowee area of Franklin, offering 2.4± acres of gently rolling usable land, mountain views, pastoral scenery, and the flexibility today’s buyers are searching for. Ideal for gardening, outdoor recreation, homesteading, or mini-farm potential, this property offers a unique blend of privacy, functionality, and easy mountain living. The spacious screened-in porch creates the perfect place to relax and take in the peaceful surroundings, while the home’s open-concept upper level provides comfortable everyday living with natural flow for gathering and entertaining. Two private lower-level bedrooms offer a practical layout for guests, full-time living, or a mountain retreat setup. A valuable added feature, the property includes RV hookup, creating extra flexibility for travel, visitors, or additional utility options rarely found in this price range. Located just minutes from downtown Franklin, shopping, dining, and outdoor recreation, this home offers the increasingly hard-to-find combination of usable acreage, convenient access, and peaceful country setting. Whether you are searching for a full-time residence, weekend escape, or investment opportunity, this Cowee property stands out for its land, versatility, and lifestyle appeal.

Property details

Beds
2
Baths
2
SqFt
1,152
Lot
Year built
1984
Type
Single Family
Days on market
87
Style
Traditional
Heating
Baseboard, Electric, Propane
Cooling
Window Unit(s)
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,244/ month

Principal & interest
$1,888
Property tax (~1.05%)
$266
Homeowners insurance
$88
HOA dues

Down payment

$15,250 down · $289,750 financed

Income to qualify (28% rule)

~$96,205 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.