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John KurtzCharlotte · NC

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Oak Island · Oak Island, NC

118 W Dolphin Drive

Oak Island, NC · 2,135 sqft

$1,160,000

  • 4Beds
  • 3.5Baths
  • 2,135SqFt
  • 2013Year
  • 49x150Lot
  • 19Days on market

About this home

This investment will pay for itself the rest of the year with the rentals on the books! Discover the epitome of island living in this breathtaking, sun-drenched retreat in beautiful Oak Island, NC. Boasting an expansive open-concept floor plan with a bevy of gathering spaces, this home is designed for both grand entertaining and quiet relaxation. The gourmet kitchen features rich cabinetry, high-end stainless steel appliances, a granite island that flows seamlessly into the light-filled dining and living areas. This 4 bedroom, 3.5 bath home features two spacious primary suites, ideal for hosting guests or maximizing rental potential. Designed with comfort and coastal living in mind, the home includes an in-ground swimming pool, outdoor shower, a firepit and multiple outdoor seating areas perfect for unwinding and taking in breathtaking sunset views from 4 adjoined porches or Marsh views from beyond out back. Elevator shaft was integrated into the design for future needs. Location is key being just over 1 block from the beach off Middleton. Located just on the West End, you have ease of locale to stores, restaurants, or Ocean Crest Pier in minutes! Whether you are looking for a personal getaway, second home or a high-performing vacation rental, this property offers an exceptional opportunity to enjoy beachside living at its finest. 2026 bookings over $67K thus far! PROPERTY COMES FULLY FURNISHED, READY TO GO, with few exceptions. This OKI home is calling you to the beach! Just 3 hours from Charlotte & 2.5 hours from Raleigh...Be a part of the Fastest Growing County in the State on North Carolina!

Property details

Beds
4
Baths
3.5
SqFt
2,135
Lot
49x150
Year built
2013
Type
Single Family
Days on market
19
Style
Traditional
Heating
Central, Floor Furnace
Cooling
Central Air, Electric
Foundation
Pillar/Post/Pier
Flooring
Carpet, Tile, Wood
View
Long Range, Water

Features

  • Cable Prewire
  • Drop Zone
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Fire Pit
  • In-Ground Irrigation
  • Outdoor Shower

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$8,537/ month

Principal & interest
$7,184
Property tax (~1.05%)
$1,015
Homeowners insurance
$338
HOA dues

Down payment

$58,000 down · $1,102,000 financed

Income to qualify (28% rule)

~$365,895 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.