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John KurtzCharlotte · NC

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Morganton · Morganton, NC

118 Whitley Road

Morganton, NC · 1,406 sqft

$294,900

Reduced from $300,000

  • 3Beds
  • 2Baths
  • 1,406SqFt
  • 1962Year
  • 40Days on market

About this home

This charming one-level 3 bedroom, 2 bath home offers easy living with spaces that just feel good the moment you walk in. The oversized eat-in kitchen is a standout—complete with a pantry, lots of counter space, and plenty of cabinetry for everything you need. Just off the kitchen, the adorable screened porch is the perfect spot for morning coffee, quiet evenings, or catching up with friends. The living room invites you to relax with a cozy brick gas log fireplace—The primary suite, along with two additional bedrooms and two full bath, are all conveniently located on the main level. Downstairs, the basement provides excellent storage and workshop space—perfect for hobbies, tools, or future possibilities. Outside, you’ll appreciate the large backyard. Conveniently located near Morganton, Glen Alpine, and I-40, dining and grocery this home offers the perfect blend of comfort, convenience, and everyday livability. If you—or someone you know—has been waiting for a home like this, this one is definitely worth a look.

Property details

Beds
3
Baths
2
SqFt
1,406
Lot
Year built
1962
Type
Single Family
Days on market
40
Garage
1
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,170/ month

Principal & interest
$1,826
Property tax (~1.05%)
$258
Homeowners insurance
$86
HOA dues

Down payment

$14,745 down · $280,155 financed

Income to qualify (28% rule)

~$93,019 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.