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John KurtzCharlotte · NC

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Mooresville · Mooresville, NC

119 Shelter Cove Lane

Mooresville, NC · 6,016 sqft

$1,875,000

  • 4Beds
  • 4.5Baths
  • 6,016SqFt
  • 2001Year
  • 44Days on market

About this home

Welcome to a stunning 6,016 sq ft waterfront residence that is gracefully positioned in a deep water cove just off the main channel with a private dock and sweeping views of the main channel. Designed to impress while offering effortless livability, this home blends refined finishes with thoughtfully curated spaces throughout. This home is priced to allow buyers flexibility for any desired updates.

From the moment you enter the home, the elegant dining room sets the tone with a dramatic cathedral ceiling and flows seamlessly into the kitchen and casual dining area where expansive windows frame breathtaking lake views.  The family room features soaring ceilings open to the second floor and fills the home with natural light and architectural presence.  The family room also has a stunning stone fireplace and opens to a screened porch - an ideal setting for relaxing or entertaining against a serene waterfront backdrop. 

The main-level primary suite is a private retreat, complete with two generous closets and a beautifully designed en-suite bath with garden tub and tiled shower. A unique and highly functional feature includes direct access from the laundry room into one of the primary closets. Newly refinished wood floors on the main level and new carpeting on the main and upper levels enhance the home’s fresh, move-in ready appeal. The main and upper level have been freshly painted with a lovely neutral color.

The spacious upper level features one en-suite bedroom, while a Jack-and-Jill bathroom connects two additional bedrooms / versatile bonus space. This provides comfort and flexibility for family and guests.

The lower level is an entertainer’s dream, offering a sophisticated office with four workstations (furnishings included), a fully equipped exercise room, and an expansive recreation and bar area designed for hosting  - complete with pool table, pinball machine, kegerator, refrigerator and under counter ice machine. A dedicated theater room has been expertly designed for an immersive cinematic experience. All theater equipment and furniture to remain.  Additional basement features include ample storage and a convenient dog wash station. This home is move-in ready. The roof was replaced in 2024 and the three HVAC units were recently replaced (2017, 2025 & 2025).

This is an incredible opportunity to enjoy luxury lake living with space, flexibility, and unmatched amenities in the highly desirable Pinnacle Shores community. Storage Unit #48 at Community Storage is $60 per year.

Property details

Beds
4
Baths
4.5
SqFt
6,016
Lot
Year built
2001
Type
Single Family
Days on market
44
Garage
3
Style
Cape Cod
Heating
Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Basement
Flooring
Carpet, Tile, Wood
View
Water, Year Round
HOA dues
$1,150 / yr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Garden Tub
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Dock - Floating

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$13,895/ month

Principal & interest
$11,612
Property tax (~1.05%)
$1,640
Homeowners insurance
$546
HOA dues
$95

Down payment

$93,750 down · $1,781,250 financed

Income to qualify (28% rule)

~$595,532 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.