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John KurtzCharlotte · NC

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Mooresville · Mooresville, NC

119 Stumpy Creek Road

Mooresville, NC · 1,698 sqft

$450,000

  • 3Beds
  • 2Baths
  • 1,698SqFt
  • 1996Year
  • per platLot
  • 6Days on market

About this home

Charming 3-bedroom, 2-bath ranch home featuring a desirable split-bedroom floor plan, situated on a spacious half-acre lot with no HOA. Enjoy low county taxes and cozy evenings by the wood-burning fireplace in the great room. The large primary suite offers a walk-in closet and plenty of comfort. Outside, you’ll find a 16x16 outbuilding plus an additional 10x10 shed for extra storage or workspace. Ideally located near Stumpy Creek Park and public boat access, this home offers the perfect blend of privacy, convenience, and outdoor recreation while also being just minutes from shopping, medical facilities, schools, and restaurants.

Property details

Beds
3
Baths
2
SqFt
1,698
Lot
per plat
Year built
1996
Type
Single Family
Days on market
6
Garage
2
Style
Traditional
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Bamboo, Laminate, Tile

Features

  • Attic Stairs Pulldown
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,311/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$141,942 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.