Charlotte · Charlotte, NC
11902 Mountain Crest Circle
Charlotte, NC · 2,948 sqft
$1,200,000
Reduced from $1,275,000
- 4Beds
- 3.5Baths
- 2,948SqFt
- 1994Year
- 33x599x39x59x62x53x565Lot
- 207Days on market
About this home
Waterfront home in the highly desirable Mountain Point neighborhood on Mountain Island Lake! Enjoy 213 feet of shoreline, a private sandy beach, and a pier with boat slip—all surrounded by nature on a 1-acre lot with stunning views of Latta Park. This spacious residence offers 4 bedrooms and 3.5 bathrooms. The main level features gleaming hardwood floors, an updated kitchen with granite countertops, stainless steel appliances, breakfast bar, and built-in workspace—perfect for everyday living and entertaining. The lower level includes a large family/game room, second kitchen, bedroom, and full bath—ideal for guests or multi-generational living. Outdoor spaces include a large deck, stone patio, and a unique natural boundary marked by a beautiful grouping of rock boulders, adding character and charm to the property. Don’t miss this rare opportunity to own a piece of paradise on Mountain Island Lake!
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 2,948
- Lot
- 33x599x39x59x62x53x565
- Year built
- 1994
- Type
- Single Family
- Days on market
- 207
- Style
- Traditional
- Heating
- Natural Gas
- Cooling
- Central Air
- Foundation
- Basement, Crawl Space
- Flooring
- Carpet, Tile, Wood
- HOA dues
- $725 / yr
Features
- Breakfast Bar
- Cable Prewire
- Kitchen Island
- Walk-In Closet(s)
- Dock - Floating
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$8,892/ month
- Principal & interest
- $7,431
- Property tax (~1.05%)
- $1,050
- Homeowners insurance
- $350
- HOA dues
- $60
Down payment
$60,000 down · $1,140,000 financed
Income to qualify (28% rule)
~$381,101 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


