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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

11902 Mountain Crest Circle

Charlotte, NC · 2,948 sqft

$1,200,000

Reduced from $1,275,000

  • 4Beds
  • 3.5Baths
  • 2,948SqFt
  • 1994Year
  • 33x599x39x59x62x53x565Lot
  • 207Days on market

About this home

Waterfront home in the highly desirable Mountain Point neighborhood on Mountain Island Lake! Enjoy 213 feet of shoreline, a private sandy beach, and a pier with boat slip—all surrounded by nature on a 1-acre lot with stunning views of Latta Park. This spacious residence offers 4 bedrooms and 3.5 bathrooms. The main level features gleaming hardwood floors, an updated kitchen with granite countertops, stainless steel appliances, breakfast bar, and built-in workspace—perfect for everyday living and entertaining. The lower level includes a large family/game room, second kitchen, bedroom, and full bath—ideal for guests or multi-generational living. Outdoor spaces include a large deck, stone patio, and a unique natural boundary marked by a beautiful grouping of rock boulders, adding character and charm to the property. Don’t miss this rare opportunity to own a piece of paradise on Mountain Island Lake!

Property details

Beds
4
Baths
3.5
SqFt
2,948
Lot
33x599x39x59x62x53x565
Year built
1994
Type
Single Family
Days on market
207
Style
Traditional
Heating
Natural Gas
Cooling
Central Air
Foundation
Basement, Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$725 / yr

Features

  • Breakfast Bar
  • Cable Prewire
  • Kitchen Island
  • Walk-In Closet(s)
  • Dock - Floating

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,892/ month

Principal & interest
$7,431
Property tax (~1.05%)
$1,050
Homeowners insurance
$350
HOA dues
$60

Down payment

$60,000 down · $1,140,000 financed

Income to qualify (28% rule)

~$381,101 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.