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John KurtzCharlotte · NC

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Asheville · Asheville, NC

12 Center Street

Asheville, NC · 1,280 sqft

$399,500

Reduced from $418,000

  • 3Beds
  • 2.5Baths
  • 1,280SqFt
  • 2025Year
  • 109Days on market

About this home

Rare flexible zoning sets this intentionally designed new construction cottage apart—offering the ability to live, work, and create just south of Biltmore Village. Built with attention to efficiency, design, and everyday comfort, this 3-bedroom, 2.5-bath home lives larger than its footprint.

The open living area features exposed beams, abundant natural light, and warm natural materials that create a welcoming feel. Hardwood and bamboo flooring run throughout the main living spaces, with tile in the bathrooms. High ceilings in the bedrooms enhance the sense of space, and the covered front porch offers a perfect place to relax.

Located on a quiet, lightly traveled street, this home is part of a small pocket of newly built cottages that offers a neighborhood feel without congestion, while remaining exceptionally convenient.

The property’s commercial zoning provides flexibility rarely found with a home of this scale. Opportunities may exist for accessory structures or creative workspaces such as an art studio, office, or workshop, allowing buyers to adapt the property over time. (Buyer to confirm permitted uses.)

Downtown Asheville, South Asheville, Hendersonville, and Black Mountain are all within easy reach, with restaurants, grocery stores, and everyday conveniences just minutes away via Hendersonville Road.

A rare opportunity to own a thoughtfully built home combining design, location, and flexibility.

Property details

Beds
3
Baths
2.5
SqFt
1,280
Lot
Year built
2025
Type
Single Family
Days on market
109
Style
Cottage, Modern
Heating
Ductless
Cooling
Ductless
Foundation
Crawl Space
Flooring
Bamboo, Tile, Wood
View
Mountain(s), Winter

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,940/ month

Principal & interest
$2,474
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues

Down payment

$19,975 down · $379,525 financed

Income to qualify (28% rule)

~$126,012 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.