Asheville · Asheville, NC
12 Center Street
Asheville, NC · 1,280 sqft
$399,500
Reduced from $418,000
- 3Beds
- 2.5Baths
- 1,280SqFt
- 2025Year
- 109Days on market
About this home
Rare flexible zoning sets this intentionally designed new construction cottage apart—offering the ability to live, work, and create just south of Biltmore Village. Built with attention to efficiency, design, and everyday comfort, this 3-bedroom, 2.5-bath home lives larger than its footprint.
The open living area features exposed beams, abundant natural light, and warm natural materials that create a welcoming feel. Hardwood and bamboo flooring run throughout the main living spaces, with tile in the bathrooms. High ceilings in the bedrooms enhance the sense of space, and the covered front porch offers a perfect place to relax.
Located on a quiet, lightly traveled street, this home is part of a small pocket of newly built cottages that offers a neighborhood feel without congestion, while remaining exceptionally convenient.
The property’s commercial zoning provides flexibility rarely found with a home of this scale. Opportunities may exist for accessory structures or creative workspaces such as an art studio, office, or workshop, allowing buyers to adapt the property over time. (Buyer to confirm permitted uses.)
Downtown Asheville, South Asheville, Hendersonville, and Black Mountain are all within easy reach, with restaurants, grocery stores, and everyday conveniences just minutes away via Hendersonville Road.
A rare opportunity to own a thoughtfully built home combining design, location, and flexibility.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,280
- Lot
- —
- Year built
- 2025
- Type
- Single Family
- Days on market
- 109
- Style
- Cottage, Modern
- Heating
- Ductless
- Cooling
- Ductless
- Foundation
- Crawl Space
- Flooring
- Bamboo, Tile, Wood
- View
- Mountain(s), Winter
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,940/ month
- Principal & interest
- $2,474
- Property tax (~1.05%)
- $349
- Homeowners insurance
- $116
- HOA dues
- —
Down payment
$19,975 down · $379,525 financed
Income to qualify (28% rule)
~$126,012 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.