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John KurtzCharlotte · NC

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Sylva · Sylva, NC

12 Chigger Ridge Road

Sylva, NC · 3,980 sqft

$525,000

  • 3Beds
  • 2.5Baths
  • 3,980SqFt
  • 2013Year
  • 56Days on market

About this home

Mountain Living with Privacy & Convenience – 3.77 Acres Enjoy the best of Western North Carolina living with this beautiful home set on approximately 3.77 private acres with a stream on the property. The main level features 3 bedrooms and 2 baths, a spacious living room with a wood-burning stove set on a large stone hearth, and floor-to-ceiling windows that fill the home with natural light and open onto a large covered porch with scenic views. The primary suite includes a soaking tub and two closets, while vaulted ceilings add to the open feel of the home. You'll also appreciate main-level laundry and window treatments already in place. Downstairs, the basement level offers a large family/game room, workshop, additional bonus room, ½ bath, and two-car basement garage—plus plenty of storage space. Additional highlights include a solar battery backup system that automatically powers on during outages, a concrete driveway, and a private setting that still keeps you conveniently close to shopping, dining, schools, and all the outdoor recreation Western North Carolina is known for.

Property details

Beds
3
Baths
2.5
SqFt
3,980
Lot
Year built
2013
Type
Single Family
Days on market
56
Garage
2
Style
Contemporary
Heating
Central, Electric, Heat Pump, Space Heater, Wood Stove, Other - See Remarks
Cooling
Central Air, Heat Pump
Foundation
Basement
Flooring
Vinyl
View
Long Range

Features

  • Breakfast Bar
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,863/ month

Principal & interest
$3,251
Property tax (~1.05%)
$459
Homeowners insurance
$153
HOA dues

Down payment

$26,250 down · $498,750 financed

Income to qualify (28% rule)

~$165,599 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.