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John KurtzCharlotte · NC

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Maggie Valley · Maggie Valley, NC

12 Indian Trace Road

Maggie Valley, NC · 1,336 sqft

$559,000

Reduced from $579,000

  • 3Beds
  • 2Baths
  • 1,336SqFt
  • 1997Year
  • 27Days on market

About this home

Welcome to your mountain retreat on the highly sought-after WATERFRONT of Jonathan Creek with NO HOA and NOT IN A FLOOD ZONE!! Nestled in the heart of Maggie Valley, 12 Indian Trace Rd offers the rare opportunity to own a true creekside escape where the soothing sound of rushing water becomes part of everyday life.

Step onto the back porch and you’re immediately greeted by the peaceful flow of Jonathan Creek just steps away—an ideal setting for morning coffee, evening relaxation, or entertaining guests with a one-of-a-kind natural backdrop. This is mountain living at its finest, blending comfort, tranquility, and the beauty of Western North Carolina.

Inside, you’ll find a home that has been extensively updated, with just about everything thoughtfully remodeled. The interior offers a warm and inviting atmosphere with a layout designed for both everyday living and weekend getaways. Large windows invite in natural light while framing serene views of the surrounding landscape, creating a bright and comfortable space throughout.

Whether you’re looking for a full-time residence, a second home, or an income-producing short-term rental, this property checks all the boxes.

Located just minutes from the best of Maggie Valley, you’ll enjoy easy access to local dining, shopping, outdoor recreation, and year-round attractions—all while tucked away in a peaceful, private setting.

Properties on Jonathan Creek are highly desirable and rarely available in this setting with NO HOA!! Don’t miss your chance to own a slice of creekside paradise.

Property details

Beds
3
Baths
2
SqFt
1,336
Lot
Year built
1997
Type
Single Family
Days on market
27
Heating
Ductless, Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Ductless
Foundation
Crawl Space

Features

  • Fire Pit
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,114/ month

Principal & interest
$3,462
Property tax (~1.05%)
$489
Homeowners insurance
$163
HOA dues

Down payment

$27,950 down · $531,050 financed

Income to qualify (28% rule)

~$176,323 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.