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John KurtzCharlotte · NC

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Clyde · Clyde, NC

12 Lila Lane

Clyde, NC · 1,196 sqft

$265,000

  • 2Beds
  • 3Baths
  • 1,196SqFt
  • 2012Year
  • 23Days on market

About this home

A versatile mountain retreat with built-in income potential awaits in the gated Mount Soma community. This distinctive three-level cottage is surrounded by serene natural beauty and offers mountain views along with flexible living arrangements ideal for full-time residence, vacation use, or rental income.

Designed to maximize privacy and functionality, each level features its own living space. The upper level includes a bright, open layout with a full kitchen, living and dining area, a private deck, and a bedroom with an ensuite bath—perfect for enjoying the peaceful setting. The main level offers a comfortable bonus room with ensuite bath, kitchenette, and its own living and dining area, plus access to a separate deck. The lower level provides a fully independent suite with exterior access, complete with a bedroom, full bath, and kitchen/living/dining space.

Currently part of Mount Soma’s short-term rental program, where each level is rented individually (buyer to verify), this property presents strong income-producing potential. Live in the upper levels while renting the lower, or continue the existing rental setup for maximum return.

Mini-split systems paired with propane wall heaters ensure year-round comfort. Residents of Mount Soma enjoy access to peaceful walking trails and tranquil community spaces, all within about 15 minutes of I-40 and about 30 minutes to Waynesville. This is a rare opportunity to own a flexible, income-generating mountain property in a truly peaceful setting.

Property details

Beds
2
Baths
3
SqFt
1,196
Lot
Year built
2012
Type
Condo
Days on market
23
Style
Cottage
Heating
Ductless, Wall Furnace
Cooling
Ceiling Fan(s), Ductless
Foundation
Basement
Flooring
Carpet, Vinyl
View
Mountain(s), Year Round
HOA dues
$110 / mo

Features

  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,060/ month

Principal & interest
$1,641
Property tax (~1.05%)
$231
Homeowners insurance
$77
HOA dues
$110

Down payment

$13,250 down · $251,750 financed

Income to qualify (28% rule)

~$88,302 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.