Clyde · Clyde, NC
12 Lila Lane
Clyde, NC · 1,196 sqft
$265,000
- 2Beds
- 3Baths
- 1,196SqFt
- 2012Year
- 23Days on market
About this home
A versatile mountain retreat with built-in income potential awaits in the gated Mount Soma community. This distinctive three-level cottage is surrounded by serene natural beauty and offers mountain views along with flexible living arrangements ideal for full-time residence, vacation use, or rental income.
Designed to maximize privacy and functionality, each level features its own living space. The upper level includes a bright, open layout with a full kitchen, living and dining area, a private deck, and a bedroom with an ensuite bath—perfect for enjoying the peaceful setting. The main level offers a comfortable bonus room with ensuite bath, kitchenette, and its own living and dining area, plus access to a separate deck. The lower level provides a fully independent suite with exterior access, complete with a bedroom, full bath, and kitchen/living/dining space.
Currently part of Mount Soma’s short-term rental program, where each level is rented individually (buyer to verify), this property presents strong income-producing potential. Live in the upper levels while renting the lower, or continue the existing rental setup for maximum return.
Mini-split systems paired with propane wall heaters ensure year-round comfort. Residents of Mount Soma enjoy access to peaceful walking trails and tranquil community spaces, all within about 15 minutes of I-40 and about 30 minutes to Waynesville. This is a rare opportunity to own a flexible, income-generating mountain property in a truly peaceful setting.
Property details
- Beds
- 2
- Baths
- 3
- SqFt
- 1,196
- Lot
- —
- Year built
- 2012
- Type
- Condo
- Days on market
- 23
- Style
- Cottage
- Heating
- Ductless, Wall Furnace
- Cooling
- Ceiling Fan(s), Ductless
- Foundation
- Basement
- Flooring
- Carpet, Vinyl
- View
- Mountain(s), Year Round
- HOA dues
- $110 / mo
Features
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,060/ month
- Principal & interest
- $1,641
- Property tax (~1.05%)
- $231
- Homeowners insurance
- $77
- HOA dues
- $110
Down payment
$13,250 down · $251,750 financed
Income to qualify (28% rule)
~$88,302 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.