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John KurtzCharlotte · NC

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Mill Spring · Mill Spring, NC

120 Ashley Court

Mill Spring, NC · 1,806 sqft

$485,000

  • 2Beds
  • 3Baths
  • 1,806SqFt
  • 2022Year
  • 1Days on market

About this home

Built in 2022 and impeccably maintained, this like-new mountain retreat blends modern luxury with effortless comfort. Featuring 2 bedrooms and 3 full baths, the home is thoughtfully designed with dual primary suites, each offering a private en-suite, creating the ideal layout for guests, multi-generational living, or a refined work-from-home lifestyle. The main level welcomes you with an airy open-concept design highlighted by hand-scraped hardwood floors, a warm gas fireplace, and a chef-inspired kitchen complete with striking quartz countertops, sleek matte black appliances, and contemporary cabinetry. Just beyond, a sun-drenched sunroom invites you to unwind with morning coffee or evening cocktails while taking in the peaceful surroundings. A well-appointed laundry room doubles as a functional mudroom, featuring a wet sink and generous storage for everyday convenience. Upstairs, you’ll find an inviting second suite and a spacious loft finished with tongue-and-groove pine floors, recessed lighting, and oversized windows that bathe the space in natural light, perfect for additional living, office, or flex space. For added peace of mind, the septic system was recently serviced in March 2026, with the tank pumped and drain field lines confirmed dry upon inspection. This home offers the perfect balance of style, function, and mountain charm—ready to enjoy from day one.

Property details

Beds
2
Baths
3
SqFt
1,806
Lot
Year built
2022
Type
Single Family
Days on market
1
Style
Cabin
Heating
Ductless, Heat Pump
Cooling
Ductless, Heat Pump
Foundation
Crawl Space
Flooring
Tile, Wood
HOA dues
$250 / yr

Features

  • Breakfast Bar
  • Kitchen Island
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,590/ month

Principal & interest
$3,003
Property tax (~1.05%)
$424
Homeowners insurance
$141
HOA dues
$20

Down payment

$24,250 down · $460,750 financed

Income to qualify (28% rule)

~$153,875 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.