Shelby · Shelby, NC
120 Bradley Road
Shelby, NC · 1,525 sqft
$275,000
- 3Beds
- 2Baths
- 1,525SqFt
- 1944Year
- 148' x 195' 148' x 195'Lot
- 82Days on market
About this home
Come visit this 3BR, 2BA ranch home that sits on a 0.77 acre lot that backs up to the woods; From the cozy covered front porch to the new rear deck off the Primary Bedroom, this home has a modern layout with old school charm; The Kitchen has plenty of cabinets, a newer refrigerator and stove (2025) and a cozy dining area; Imagine entertaining your guests in the large Living Room; The Primary Bedroom has 2 closets, a new door to the rear deck and an updated full bathroom with a walk-in shower that was done in 2024; BR2 is quite large too and has a door to the covered front porch; The main bathroom has a new vinyl floor and a walk-in shower; Some newer laminate flooring; The side mudroom has the tankless Rinaii water heater in it as well as the washer and dryer, which are negoatiable; Updates that will give you peace of mind for years to come would be the metal roof (2025), the gutters (2025), insulated windows (2025) and the gas furnace (2020); There is a wall-mounted propane heater in the Living Room but there is no propane tank out back to hook up to and the seller has never used it; Enjoy the oversized 2 car carport; The home has county water but the old well is in the backyard - seller makes no representation about that; The attic is finished and is a great storage area; The crawlspace has a newer vapor barrier and a dehumidifier;
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,525
- Lot
- 148' x 195' 148' x 195'
- Year built
- 1944
- Type
- Single Family
- Days on market
- 82
- Heating
- Forced Air, Natural Gas, Propane
- Cooling
- Ceiling Fan(s), Central Air, Ductless
- Foundation
- Crawl Space
- Flooring
- Laminate, Linoleum
Features
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,023/ month
- Principal & interest
- $1,703
- Property tax (~1.05%)
- $240
- Homeowners insurance
- $80
- HOA dues
- —
Down payment
$13,750 down · $261,250 financed
Income to qualify (28% rule)
~$86,742 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.