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John KurtzCharlotte · NC

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Shelby · Shelby, NC

120 Bradley Road

Shelby, NC · 1,525 sqft

$275,000

  • 3Beds
  • 2Baths
  • 1,525SqFt
  • 1944Year
  • 148' x 195' 148' x 195'Lot
  • 82Days on market

About this home

Come visit this 3BR, 2BA ranch home that sits on a 0.77 acre lot that backs up to the woods; From the cozy covered front porch to the new rear deck off the Primary Bedroom, this home has a modern layout with old school charm; The Kitchen has plenty of cabinets, a newer refrigerator and stove (2025) and a cozy dining area; Imagine entertaining your guests in the large Living Room; The Primary Bedroom has 2 closets, a new door to the rear deck and an updated full bathroom with a walk-in shower that was done in 2024; BR2 is quite large too and has a door to the covered front porch; The main bathroom has a new vinyl floor and a walk-in shower; Some newer laminate flooring; The side mudroom has the tankless Rinaii water heater in it as well as the washer and dryer, which are negoatiable; Updates that will give you peace of mind for years to come would be the metal roof (2025), the gutters (2025), insulated windows (2025) and the gas furnace (2020); There is a wall-mounted propane heater in the Living Room but there is no propane tank out back to hook up to and the seller has never used it; Enjoy the oversized 2 car carport; The home has county water but the old well is in the backyard - seller makes no representation about that; The attic is finished and is a great storage area; The crawlspace has a newer vapor barrier and a dehumidifier;

Property details

Beds
3
Baths
2
SqFt
1,525
Lot
148' x 195' 148' x 195'
Year built
1944
Type
Single Family
Days on market
82
Heating
Forced Air, Natural Gas, Propane
Cooling
Ceiling Fan(s), Central Air, Ductless
Foundation
Crawl Space
Flooring
Laminate, Linoleum

Features

  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,023/ month

Principal & interest
$1,703
Property tax (~1.05%)
$240
Homeowners insurance
$80
HOA dues

Down payment

$13,750 down · $261,250 financed

Income to qualify (28% rule)

~$86,742 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.