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John KurtzCharlotte · NC

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Stanley · Stanley, NC

120 General Pemberton Street

Stanley, NC · 2,102 sqft

$399,900

Reduced from $430,000

  • 4Beds
  • 3Baths
  • 2,102SqFt
  • 1977Year
  • 100 x 150Lot
  • 84Days on market

About this home

MOVE IN READY 4 BR HOME WITH DUAL PRIMARY SUITES! Located in an established neighborhood where you can take a stroll around the nearby small lake, this home is fresh and move-in ready, blending modern updates with functional space. Step through the front door to, “Wow.” This meticulously transformed beauty evolved from a standard ranch with only a carport into a spacious 4-bedroom, 3-bathroom retreat with an enclosed garage. Updates includes a massive 764 sq. ft. addition (2009) featuring a family room and primary suite with walk-in closet, garden tub, and double-head shower. Other major upgrades (2021): Brand new kitchen (from the joists up!), new roof, and dual HVAC systems. New water heater (2026). Open concept living with a seamless flow between the kitchen, dining, and living room, anchored by a cozy wood-burning fireplace, and into the family room addition. Relax on the rocking chair front porch or head to the back deck to enjoy the above-ground pool (new liner 2024). Pool is open and ready for summertime just around the corner. Plenty of parking for your friends with the double-width concrete driveway plus a gravel pad for an RV, boat, or trailer. Enclosed garage features a 7x7 dedicated workshop area at the rear. Owners relocated the washer and dryer to the garage, converting the original laundry room to a "drop zone" with desk. Hidden interior hook-ups remain, so easily reverts back to indoor laundry if preferred. Backyard storage building plus a pull-down staircase to a partially floored attic. All appliances, including the refrigerator, washer, and dryer, are included in the sale. Peace of mind of an enclosed crawl space with app monitored dehumidifier. Come tour and imagine your next get together entertaining in the open floor plan, lounging on the deck, or splashing in the glimmering pool.

Property details

Beds
4
Baths
3
SqFt
2,102
Lot
100 x 150
Year built
1977
Type
Single Family
Days on market
84
Garage
1
Heating
Electric, Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Crawl Space
Flooring
Carpet, Tile, Vinyl

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Garden Tub
  • Kitchen Island
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,943/ month

Principal & interest
$2,476
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues

Down payment

$19,995 down · $379,905 financed

Income to qualify (28% rule)

~$126,139 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.