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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

12006 Swanee Lane

Charlotte, NC · 1,598 sqft

$365,000

  • 4Beds
  • 2Baths
  • 1,598SqFt
  • 1974Year
  • 46x32x207x73x136x140Lot
  • 2Days on market

About this home

Welcome to 12006 Swanee Lane in the desirable Steele Creek area of Charlotte—where charm, character, and outdoor living come together on a beautifully maintained lot of over half an acre. This lovingly cared-for split-level home offers a warm and inviting atmosphere with unique architectural touches, including ornate window details that add personality and timeless appeal throughout the home.

Step outside and discover what truly makes this property special. Designed for entertaining, relaxing, and enjoying the outdoors, the backyard retreat features expansive patio and lounging areas, mature landscaping, a large flat fenced yard with room to play or garden, and a charming “she shed” perfect for a creative studio, reading nook, or private escape. The enclosed carport corridor leads to a spacious workshop area, ideal for hobbies, storage, or projects.

Conveniently located just minutes from I-485, Charlotte Premium Outlets, Charlotte Douglas International Airport, dining, shopping, and everyday conveniences, this property offers the perfect blend of privacy and accessibility. Whether you’re looking for a peaceful retreat or a home close to everything Charlotte has to offer, 12006 Swanee Lane is ready for you to move in and start enjoying the lifestyle it provides.

Property details

Beds
4
Baths
2
SqFt
1,598
Lot
46x32x207x73x136x140
Year built
1974
Type
Single Family
Days on market
2
Heating
Heat Pump
Cooling
Attic Fan, Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Linoleum

Features

  • Pantry
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,686/ month

Principal & interest
$2,260
Property tax (~1.05%)
$319
Homeowners insurance
$106
HOA dues

Down payment

$18,250 down · $346,750 financed

Income to qualify (28% rule)

~$115,131 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.