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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

12015 Elsa Lane

Charlotte, NC · 2,587 sqft

$669,990

Reduced from $692,418

  • 4Beds
  • 3.5Baths
  • 2,587SqFt
  • 2026Year
  • 83Days on market

About this home

In the heart of Ballantyne, where everyday conveniences, dining, and top-rated schools are just minutes away, a thoughtfully designed end-unit townhome is coming together at Ascend. This Marquis plan is crafted to balance style with flexibility, beginning with a first-floor GenSmart Suite that creates a comfortable space for guests, extended living, or a private retreat. Oak box stairs with metal vertical balusters carry light throughout every level, setting a welcoming tone as you move through the home. At the center of the main living space, the gourmet kitchen is designed to impress with white cabinetry, Golden Gate White quartz countertops, a handcrafted-inspired mosaic tile backsplash, and a GE 36" Gas Cooktop appliance package. A walk-in pantry with upgraded built-in wood shelving keeps everything organized and within reach. Upstairs, the primary suite offers a refined escape with a walk-in shower featuring tiled walls and a tile floor pan, while the secondary bathroom includes tiled walls above the tub for a polished finish. 12015 Elsa Lane brings together thoughtful design and everyday comfort in one of Ballantyne’s most connected locations.

Property details

Beds
4
Baths
3.5
SqFt
2,587
Lot
Year built
2026
Type
Townhome
Days on market
83
Garage
2
Style
Modern
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
HOA dues
$280 / mo

Features

  • Attic Stairs Pulldown
  • Drop Zone
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,211/ month

Principal & interest
$4,149
Property tax (~1.05%)
$586
Homeowners insurance
$195
HOA dues
$280

Down payment

$33,499 down · $636,490 financed

Income to qualify (28% rule)

~$223,332 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.