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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

12023 Elsa Lane

Charlotte, NC · 2,585 sqft

$644,990

Reduced from $703,890

  • 4Beds
  • 3.5Baths
  • 2,585SqFt
  • 2025Year
  • 153Days on market

About this home

This spacious end-unit Regent townhome is designed for functional, elevated living. The first floor offers multigenerational living or a private guest suite with full bath and separate living area. The main living floor flows seamlessly from room to room, anchored by a gourmet kitchen with frost cabinetry, stainless hardware, and quartz countertops. Upstairs, the primary suite features 9-foot ceilings, 8-foot doorways, a spa-inspired en suite bath, and an oversized walk-in closet. A private covered outdoor living space completes this thoughtfully designed home.

Property details

Beds
4
Baths
3.5
SqFt
2,585
Lot
Year built
2025
Type
Townhome
Days on market
153
Garage
2
Style
Modern
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
HOA dues
$280 / mo

Features

  • Attic Stairs Pulldown
  • Drop Zone
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,027/ month

Principal & interest
$3,994
Property tax (~1.05%)
$564
Homeowners insurance
$188
HOA dues
$280

Down payment

$32,249 down · $612,740 financed

Income to qualify (28% rule)

~$215,447 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.