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John KurtzCharlotte · NC

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Shelby · Shelby, NC

1204 Northgate Drive #A

Shelby, NC · 1,143 sqft

$199,500

Reduced from $210,000

  • 2Beds
  • 2Baths
  • 1,143SqFt
  • 1987Year
  • 64Days on market

About this home

Spotless and well-maintained 2 bedroom, 2 bath END UNIT brick townhome in a prime location! Zero grade entry with no steps on the property! Northgate, a quiet, residential community, is convenient to Uptown Shelby, the hospital, and Highway 74. This home offers a great flow with a functional, comfortable layout perfect for everyday living. Recent updates include a new roof (2023), new windows (2025), new storm doors (2025), new flooring (2025), new hot water heater (2024) and a beautifully refreshed kitchen featuring new soft-close cabinets, countertops, accent lighting, sink, and microwave. The kitchen refrigerator is included. Bathrooms have also been tastefully updated, adding modern appeal. Huge walk-in-closet in the primary bedroom, and great storage, including large exterior closet located off the patio. HOA fee of $184/month covers exterior maintenance and landscaping for hassle-free living! Move-in ready and thoughtfully improved - don’t miss this one!

Property details

Beds
2
Baths
2
SqFt
1,143
Lot
Year built
1987
Type
Townhome
Days on market
64
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Vinyl
HOA dues
$184 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,652/ month

Principal & interest
$1,235
Property tax (~1.05%)
$174
Homeowners insurance
$58
HOA dues
$184

Down payment

$9,975 down · $189,525 financed

Income to qualify (28% rule)

~$70,813 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.