Shelby · Shelby, NC
1205 S Lafayette Street
Shelby, NC · 1,597 sqft
$220,000
- 3Beds
- 2Baths
- 1,597SqFt
- 1960Year
- 81Days on market
About this home
Welcome home! Updated and move-in ready 3-bedroom, 2-bath house is a fantastic value. Modern kitchen boasts new cabinets and granite countertops. Open layout concept is a great way to add your individual touches, and luxury vinyl plank flooring flows throughout. Both bathrooms have been updated. New Roof, HVAC and Water Heater (2025). There was an increase in price due to the change in roof and water heater. FHA appraised. Home minutes away from historic downtown Shelby. With a small town charm and lots of shops, restaurants and activities (visit the uptownshelby.com website for info and calendar of events) With access to parks and recreation, this property has great upside potential going forward!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,597
- Lot
- —
- Year built
- 1960
- Type
- Single Family
- Days on market
- 81
- Heating
- Central, Electric
- Cooling
- Central Air, Electric
- Foundation
- Crawl Space
- Flooring
- Vinyl
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,619/ month
- Principal & interest
- $1,362
- Property tax (~1.05%)
- $192
- Homeowners insurance
- $64
- HOA dues
- —
Down payment
$11,000 down · $209,000 financed
Income to qualify (28% rule)
~$69,393 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.