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John KurtzCharlotte · NC

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Hot Springs · Hot Springs, NC

1206 Caldwell Mountain Road

Hot Springs, NC · 2,032 sqft

$425,000

  • 2Beds
  • 2Baths
  • 2,032SqFt
  • 1993Year
  • 6Days on market

About this home

Welcome to your mountain escape — a charming cabin nestled on 2.37 acres of pure, unspoiled nature in the heart of Spring Creek. If you've been dreaming about a place where nature goes on forever and the neighbors don't, this one's calling your name. This spacious 2-bedroom, 2-bathroom home with a bonus loft offers over 2,000 square feet of comfortable living space flooded with natural light. The sunroom is a dream — the kind of spot where your morning coffee just hits different. Step outside onto the wraparound deck and take in those gorgeous long-range mountain views that remind you why you wanted to live out here in the first place. The mature landscaping surrounding the property gives everything a storybook feel, with established landscaping, trees, and greenery that frame the cabin beautifully in every season. Privacy is the real luxury here, and this setting delivers it in spades. It's truly peaceful — just you, the birds, and the breeze through the trees. Practical perks? A whole-house generator means you'll never sweat a power outage, which is a pretty big deal when you're living the mountain life. This home blends rugged charm with everyday comfort and modern amenities in a way that just works. Whether you're looking for a full-time residence or a weekend retreat, this cabin checks all the boxes. Properties like this don't come around often, so come see it before someone else falls in love first.

Property details

Beds
2
Baths
2
SqFt
2,032
Lot
Year built
1993
Type
Single Family
Days on market
6
Style
Cabin
Heating
Forced Air, Propane
Cooling
Ceiling Fan(s), Electric, Heat Pump
Foundation
Basement
Flooring
Carpet, Tile, Wood
View
Long Range, Mountain(s), Year Round

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,127/ month

Principal & interest
$2,632
Property tax (~1.05%)
$371
Homeowners insurance
$123
HOA dues

Down payment

$21,250 down · $403,750 financed

Income to qualify (28% rule)

~$134,056 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.