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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

121 Edgerly Court

Charlotte, NC · 4,327 sqft

$495,000

  • 4Beds
  • 3Baths
  • 4,327SqFt
  • 1970Year

About this home

Investor opportunity in Coulwood Hills. Over 4,000 sq ft of solid brick ranch on more than an acre in a quiet cul-de-sac with no known HOA. The home sits outside of flood zone; rear of the property transitions into natural wetlands providing privacy and no rear neighbors.

What makes this one special you get just about the same square footage above grade as below. The basement level is a full footprint with its own brick fireplace, full bath, separate entrance, and multiple flex rooms, creating a legitimate opportunity to configure the lower level as a separate living unit or income-producing space. No known HOA means maximum flexibility for how you use it. See AI-generated renovation concepts in listing photos for what this property could become. Bring your contractor and your vision. Cosmetic updates needed throughout including flooring and kitchen. Renovation comps in the area reach $720K

Property is being sold as-is seller has never lived in the property.

The lower level bathroom had microbial growth when the home was purchased. The previous seller remediated as part of repair negotiations and this seller has since replaced the bathroom drywall with moisture-resistant (Purple) drywall and installed a new vent for proper moisture removal.

AI-generated renovation renderings included in photos. Images are conceptual only and do not represent current condition. Buyer to verify all information including flood zone status.

This is a limited Service Listing all offers to be presented to sellers. Floor plan shows 2 bedrooms downstairs, however one has no Ingress/Egress so is a flex space

Please submit all offers via email to seller's contact: in agent notes in MLS

Property details

Beds
4
Baths
3
SqFt
4,327
Lot
Year built
1970
Type
Single Family
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,643/ month

Principal & interest
$3,065
Property tax (~1.05%)
$433
Homeowners insurance
$144
HOA dues

Down payment

$24,750 down · $470,250 financed

Income to qualify (28% rule)

~$156,136 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.