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John KurtzCharlotte · NC

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Gaffney · Gaffney, SC

121 Holland Street

Gaffney, SC · 1,220 sqft

$165,000

  • 2Beds
  • 1Baths
  • 1,220SqFt
  • 1940Year
  • 67x194x50x191Lot
  • 1Days on market

About this home

Charming single-family home situated on a spacious .26-acre corner lot just minutes from downtown Gaffney. This 2-bedroom, 1-bath home offers comfortable living with great indoor and outdoor spaces. Enjoy relaxing mornings on the screened front porch and unwind on the rear patio overlooking the fenced backyard — perfect for pets, gardening, or entertaining. Inside, you’ll find a functional layout with a bright living area and a versatile dining room currently used as an exercise space, easily adaptable to fit your needs. The kitchen features stainless steel appliances and a stainless steel sink, offering both style and durability. Off the kitchen is an enclosed porch/laundry room. With its convenient location close to shopping, dining, and local amenities, this home is ideal for first-time buyers, downsizers, or investors. 1-Year Old Republic Home Warranty offered with an acceptable offer. Call and schedule your appointment today!

Property details

Beds
2
Baths
1
SqFt
1,220
Lot
67x194x50x191
Year built
1940
Type
Single Family
Days on market
1
Style
Ranch, Traditional
Heating
Electric
Cooling
Electric
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Attic Other
  • Entrance Foyer

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,214/ month

Principal & interest
$1,021
Property tax (~1.05%)
$144
Homeowners insurance
$48
HOA dues

Down payment

$8,250 down · $156,750 financed

Income to qualify (28% rule)

~$52,045 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.