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John KurtzCharlotte · NC

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Clyde · Clyde, NC

121 James Street

Clyde, NC · 1,032 sqft

$315,000

Reduced from $325,000

  • 3Beds
  • 2Baths
  • 1,032SqFt
  • 2006Year
  • 66Days on market

About this home

Welcome to 121 James Street. This well-maintained single-family residence is on a quiet street in Clyde and offers convenient access to nearby amenities. The home features three bedrooms and two baths with 1,032 square feet of thoughtfully designed living space. Engineered hardwood floors extend throughout the main living areas, creating continuity and ease of care. The kitchen is equipped with stainless steel appliances and opens to a cozy dining area suitable for everyday meals or casual entertaining. A separate laundry room adds functional storage and convenience. The primary bedroom has dual walk-in closets, providing practical organization and flexibility. A notable feature of the property is the detached 734-square-foot garage or workshop, offering versatile options for vehicle storage, hobbies or additional workspace. The location provides quick access to shopping and restaurants in downtown Canton while maintaining a residential setting. Discover this gem today!

Property details

Beds
3
Baths
2
SqFt
1,032
Lot
Year built
2006
Type
Single Family
Days on market
66
Garage
1
Style
Ranch
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Crawl Space
Flooring
Linoleum, Vinyl

Features

  • Attic Other

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,318/ month

Principal & interest
$1,950
Property tax (~1.05%)
$275
Homeowners insurance
$91
HOA dues

Down payment

$15,750 down · $299,250 financed

Income to qualify (28% rule)

~$99,360 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.