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John KurtzCharlotte · NC

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Spencer · Spencer, NC

1212 S Salisbury Avenue

Spencer, NC · 1,069 sqft

$205,000

Reduced from $212,000

  • 4Beds
  • 1.5Baths
  • 1,069SqFt
  • 1908Year
  • 70Days on market

About this home

Charming two-story home built in 1908 offering spacious living areas and architectural details reflective of its era. This 4-bedroom, 1.5-bath property features generously sized rooms and a functional layout.

The main level includes a large living room, dining area, kitchen, full bath, laundry area, and a main-level bedroom. Upstairs offers three additional bedrooms, including a spacious primary bedroom and a half bath.

The wraparound front porch and rear porch add to the home’s character and provide additional outdoor living space. Connected to city water and city sewer. No HOA reported. Conveniently located near Spencer and Salisbury.

A property with character and space offering opportunity for its next owner. This property may appeal to buyers interested in renovation or investment possibilities.

Property is being sold as-is. Buyer to verify all information including square footage, lot size, zoning, and intended use.

Property details

Beds
4
Baths
1.5
SqFt
1,069
Lot
Year built
1908
Type
Single Family
Days on market
70
Garage
5
Heating
Central
Cooling
Central Air, Window Unit(s)
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,508/ month

Principal & interest
$1,269
Property tax (~1.05%)
$179
Homeowners insurance
$59
HOA dues

Down payment

$10,250 down · $194,750 financed

Income to qualify (28% rule)

~$64,662 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.