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John KurtzCharlotte · NC

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Mt Ulla · Mt Ulla, NC

1215 Gardenia Drive #42

Mt Ulla, NC · 2,906 sqft

$552,900

  • 4Beds
  • 3Baths
  • 2,906SqFt
  • 2026Year
  • 1Days on market

About this home

Only $1000 down to write contract! This brand new construction home is situated on .98 acres in a peaceful setting in the new subdivision McNeely Farms in Mt Ulla, NC! Just minutes from downtown Mooresville and shopping, restaurants and interstates 77 and 85. This 2906 sf one level ranch has 4 bedrooms and 3 baths, the split bedroom plan is spacious and open with an incredible layout, great for entertaining. This home features 9' ceilings throughout, a huge eat in kitchen with large kitchen island overlooks the family room and also has a separate formal dining room.Included in this home are quartz countertops, tiled kitchen backsplash, gourmet gallery stainless steel kitchen appliances, laminate wood flooring throughout the main areas and primary bathroom with 5' tiled shower, built in drop zone. The 16 X 14 covered deck overlooks a level large and tranquil backyard. Exterior highlights include durable Hardie board siding, an upgraded stone package, and the added benefit of no HOA fees. Closing cost paid (except prepaids and points) with use of preferred lender. Flex cash available to lower interest rate!!

Property details

Beds
4
Baths
3
SqFt
2,906
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
3
Style
Ranch
Heating
Electric, Heat Pump
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Carpet, Laminate, Vinyl

Features

  • Breakfast Bar
  • Drop Zone
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,069/ month

Principal & interest
$3,424
Property tax (~1.05%)
$483
Homeowners insurance
$161
HOA dues

Down payment

$27,645 down · $525,255 financed

Income to qualify (28% rule)

~$174,399 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.