Gastonia · Gastonia, NC
1219 Neely Smith Lane
Gastonia, NC · 1,344 sqft
$425,000
- 3Beds
- 2Baths
- 1,344SqFt
- 1997Year
- 3Days on market
About this home
Beautiful property with privacy on 3 Acres at the end of a private road with a gate. Immaculate 3 Bedroom 2 Bath Home with 2 - 2 car carports, 2 storage buildings, 2 creeks, and a new deck on the front. Also on the 3 acres is an additional well & septic, and power already in place for a 2nd home site, shop or in-law suite. The home has vaulted ceilings, ss appliances, and comes completed furnished. A must see!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,344
- Lot
- —
- Year built
- 1997
- Type
- Single Family
- Days on market
- 3
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air, Electric
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,057/ month
- Principal & interest
- $2,632
- Property tax (~0.85%)
- $301
- Homeowners insurance
- $123
- HOA dues
- —
Down payment
$21,250 down · $403,750 financed
Income to qualify (28% rule)
~$131,020 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


