Black Mountain · Black Mountain, NC
122 Craggy Street
Black Mountain, NC · 1,285 sqft
$424,000
Reduced from $429,000
- 3Beds
- 2Baths
- 1,285SqFt
- 2011Year
- 46Days on market
About this home
Ideally located in the heart of Black Mountain, this well-maintained duplex offers the rare combination of walkability, flexibility, and comfort—with sidewalk access just a short stroll to Lake Tomahawk and downtown Black Mountain. Enjoy easy access to trails, dining, shops, and community events right from your front door. This thoughtfully designed home features a primary bedroom on the main level, along with an open-concept living area highlighted by hardwood floors and a seamless, easy-to-maintain layout. The main level also includes a one-car garage for added convenience. Upstairs, you’ll find two additional bedrooms, a full bathroom, and a versatile bonus space perfect for a home office, library, media room, playroom, or fitness area—adaptable to fit your lifestyle. Outside, the fully fenced backyard provides privacy and functionality, ideal for pets, entertaining, or simply enjoying the outdoors from a covered back deck. With no HOA, low-maintenance living, and a highly desirable location, this property is perfectly suited as a full-time residence, lock-and-leave second home, or income-producing short-term rental (Airbnb). Opportunities like this in such a walkable Black Mountain location are hard to find.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,285
- Lot
- —
- Year built
- 2011
- Type
- Single Family
- Days on market
- 46
- Garage
- 1
- Style
- Arts and Crafts
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Crawl Space
- Flooring
- Carpet, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,120/ month
- Principal & interest
- $2,625
- Property tax (~1.05%)
- $371
- Homeowners insurance
- $123
- HOA dues
- —
Down payment
$21,200 down · $402,800 financed
Income to qualify (28% rule)
~$133,740 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.