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John KurtzCharlotte · NC

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Locust · Locust, NC

122 Marina Bay Trail

Locust, NC · 2,063 sqft

$558,270

  • 3Beds
  • 2Baths
  • 2,063SqFt
  • 2026Year
  • 1Days on market

About this home

Move-In Ready Located in the gated 55+ community of Cresswind at Rocky River, this move-in ready Caroline floorplan offers 3 bedrooms, 2 bathrooms, a sunroom, and an extended 2-car garage within a thoughtfully designed single-story layout. The home features an expanded owner’s suite, separate dual walk-in closets, revised laundry room layout, and a spacious open-concept living area centered around a linear fireplace with tile surround and mantel detail. The kitchen includes quartz countertops, upgraded cabinetry, crown molding, tile backsplash, under-cabinet lighting, pendant lighting, and a GE appliance package with a gas slide-in range, microwave, dishwasher, and single-bowl undermount sink. EVP flooring runs throughout the main living spaces, owner’s suite, foyer, laundry room, and sunroom for a cohesive look throughout the home. The extended sunroom adds additional living and entertaining space while connecting to the uncovered rear patio. The owner’s suite includes additional windows, dual walk-in closets, and a spa-inspired bath with a frameless glass shower enclosure, floor-to-ceiling shower tile, quartz countertops, ceiling-height mirrors, and upgraded fixtures and lighting. Additional highlights include attic storage with pull-down access, a laundry room with cabinetry, countertop, and utility sink, structured wiring upgrades, upgraded lighting throughout the home, and ceiling fans in the great room, owner’s suite, and sunroom.

Property details

Beds
3
Baths
2
SqFt
2,063
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Style
Transitional
Heating
Natural Gas
Cooling
Ceiling Fan(s), Electric
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$299 / mo

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • In-Ground Irrigation
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,407/ month

Principal & interest
$3,457
Property tax (~1.05%)
$488
Homeowners insurance
$162
HOA dues
$299

Down payment

$27,913 down · $530,356 financed

Income to qualify (28% rule)

~$188,907 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.