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John KurtzCharlotte · NC

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Asheville · Asheville, NC

122 Ramsey Road

Asheville, NC · 1,417 sqft

$449,900

Reduced from $550,000

  • 3Beds
  • 2.5Baths
  • 1,417SqFt
  • 2006Year
  • 359Days on market

About this home

Welcome to 122 Ramsey Road! This meticulously maintained mountain home offers the perfect blend of country charm and modern convenience, all within a short 20-minute drive to downtown Asheville. The residence features a welcoming rocking chair front porch and a spacious, level front yard. Inside, the main-level primary suite provides an elegant retreat, complete with double sinks, a large soaking tub, and a walk-in closet. The kitchen is well-appointed with a central island and a cozy breakfast nook, ideal for casual dining. Upstairs, you'll find two additional bedrooms, offering plenty of space for family or guests. The expansive bonus family room provides additional room for relaxation or entertainment. For added convenience, the home includes an oversized two-car garage, perfect for your car enthusiast, extra storage, or shop space. This exceptional property is a rare find—don’t let the opportunity pass you by.

Property details

Beds
3
Baths
2.5
SqFt
1,417
Lot
Year built
2006
Type
Single Family
Days on market
359
Garage
2
Style
Traditional
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,311/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues

Down payment

$22,495 down · $427,405 financed

Income to qualify (28% rule)

~$141,910 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.