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John KurtzCharlotte · NC

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Pineville · Pineville, NC

122 Water Oak Drive

Pineville, NC · 1,360 sqft

$289,500

  • 3Beds
  • 2Baths
  • 1,360SqFt
  • 1989Year

About this home

Opportunities to own a home with water views and direct access to Pineville Lake Park are rare. Welcome to one of the most desirable locations in Pineville, where scenic surroundings, everyday convenience, and low-maintenance living come together.

Perfectly positioned with the park just beyond your backyard, this beautiful townhome offers peaceful water views from the back deck and immediate access to walking trails. Whether you're enjoying your morning coffee, relaxing after a long day, or entertaining guests, the natural setting provides a backdrop that's hard to find at this price point.

Inside, you'll find a bright and inviting floor plan designed for comfortable everyday living. The open-concept layout creates a seamless flow between the living, dining, and kitchen areas, making the home feel both spacious and welcoming.

Conveniently located just minutes from Downtown Pineville, Carolina Place Mall, local restaurants, coffee shops, the South Carolina border and Interstate 485, you'll enjoy easy access to everything the area has to offer while still feeling tucked away in a peaceful setting.

The HOA provides exceptional value by covering water, sewer, exterior building insurance, and landscaping, helping simplify homeownership and reduce maintenance responsibilities.

Whether you're a first-time homebuyer, looking to downsize, or searching for a great investment opportunity, 122 Water Oak Drive offers a unique combination of location, lifestyle, and value. Experience everything this special home has to offer and schedule your showing today.

Property details

Beds
3
Baths
2
SqFt
1,360
Lot
Year built
1989
Type
Townhome
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Other - See Remarks
View
Water
HOA dues
$225 / mo

Features

  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,355/ month

Principal & interest
$1,792
Property tax (~1.05%)
$253
Homeowners insurance
$84
HOA dues
$225

Down payment

$14,475 down · $275,025 financed

Income to qualify (28% rule)

~$100,959 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.