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John KurtzCharlotte · NC

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Morganton · Morganton, NC

122 Whitley Road

Morganton, NC · 1,064 sqft

$375,000

  • 3Beds
  • 1Baths
  • 1,064SqFt
  • 1956Year

About this home

This well-maintained 3-bedroom, 1-bath home offers comfortable one-level living on .77 acres. Whether you're looking for your first home, downsizing, or seeking a property with exceptional workshop and storage space, this one checks all the boxes. Inside, you'll find a functional floor plan with inviting living spaces and plenty of natural light. Outside is where this property truly shines. The approximately 800-square-foot detached 3-bay garage provides endless possibilities for car enthusiasts, hobbyists, small business owners, boat storage, motorcycles, woodworking, or a dream workshop. The surrounding yard offers room to garden, entertain, or simply enjoy the peaceful setting, while still being conveniently located just minutes from downtown Morganton, shopping, dining, and recreation.

Property details

Beds
3
Baths
1
SqFt
1,064
Lot
Year built
1956
Type
Single Family
Garage
2
Heating
Forced Air, Oil
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Linoleum, Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,759/ month

Principal & interest
$2,322
Property tax (~1.05%)
$328
Homeowners insurance
$109
HOA dues

Down payment

$18,750 down · $356,250 financed

Income to qualify (28% rule)

~$118,285 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.