Morganton · Morganton, NC
122 Whitley Road
Morganton, NC · 1,064 sqft
$375,000
- 3Beds
- 1Baths
- 1,064SqFt
- 1956Year
About this home
This well-maintained 3-bedroom, 1-bath home offers comfortable one-level living on .77 acres. Whether you're looking for your first home, downsizing, or seeking a property with exceptional workshop and storage space, this one checks all the boxes. Inside, you'll find a functional floor plan with inviting living spaces and plenty of natural light. Outside is where this property truly shines. The approximately 800-square-foot detached 3-bay garage provides endless possibilities for car enthusiasts, hobbyists, small business owners, boat storage, motorcycles, woodworking, or a dream workshop. The surrounding yard offers room to garden, entertain, or simply enjoy the peaceful setting, while still being conveniently located just minutes from downtown Morganton, shopping, dining, and recreation.
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,064
- Lot
- —
- Year built
- 1956
- Type
- Single Family
- Garage
- 2
- Heating
- Forced Air, Oil
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Carpet, Linoleum, Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,759/ month
- Principal & interest
- $2,322
- Property tax (~1.05%)
- $328
- Homeowners insurance
- $109
- HOA dues
- —
Down payment
$18,750 down · $356,250 financed
Income to qualify (28% rule)
~$118,285 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.