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John KurtzCharlotte · NC

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Mills River · Mills River, NC

122 Wintercress Drive

Mills River, NC · 2,640 sqft

$995,000

Reduced from $1,075,000

  • 3Beds
  • 2.5Baths
  • 2,640SqFt
  • 2023Year
  • 59Days on market

About this home

Living in Mills River means being surrounded by some of Western North Carolina’s most loved destinations while still enjoying a slower, more relaxed pace of life. From nearby breweries, orchards, and local restaurants to hiking trails, fly fishing streams, and parks, the area offers an ideal balance of outdoor recreation and everyday convenience. Whether it’s an evening at Bold Rock, time spent at Mills River Park, or quick access to Hendersonville, Asheville, and the Asheville Regional Airport, this location makes it easy to experience the best of the mountains.

Tucked at the end of a quiet cul-de-sac in The Cottages at Wintercress, 122 Wintercress Drive offers a private setting on a beautifully maintained, level lot in the heart of Mills River. Inside, the home feels open, comfortable, and thoughtfully designed for everyday living. Vaulted ceilings fill the main living area with natural light, while the kitchen centers around a large island perfect for gathering, hosting, or quiet mornings at home. The primary suite is privately positioned on the main level alongside a dedicated office, and upstairs, a finished bonus area adds flexibility beyond the 3-bedroom, 2.5-bath layout.

The outdoor living space is just as inviting. A screened porch with a fireplace creates a year-round extension of the home—ideal for slow mornings, cool evenings, and everything in between. A matching outbuilding offers additional space for storage, hobbies, lawn equipment, or a workshop, complete with indoor and outdoor solar lighting.

Built in 2023, the home also features hard board siding, Andersen exterior doors and windows, spray foam insulation, a full-home generator, and an EV plug in the garage. With thoughtful landscaping already in place and every detail carefully finished, this is a home that feels easy to settle into from day one.

Property details

Beds
3
Baths
2.5
SqFt
2,640
Lot
Year built
2023
Type
Single Family
Days on market
59
Garage
2
Heating
Heat Pump, Propane
Cooling
Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile, Vinyl
HOA dues
$1,200 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,423/ month

Principal & interest
$6,162
Property tax (~1.05%)
$870
Homeowners insurance
$290
HOA dues
$100

Down payment

$49,750 down · $945,250 financed

Income to qualify (28% rule)

~$318,135 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.