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John KurtzCharlotte · NC

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Huntersville · Huntersville, NC

12213 Old Cottonwood Lane

Huntersville, NC · 3,689 sqft

$1,210,000

  • 5Beds
  • 4.5Baths
  • 3,689SqFt
  • 2025Year
  • 14087 sq ftLot
  • 8Days on market

About this home

Stunning 2025 New Construction | Rexford Floorplan | Camden. Brand-New, this 5 bed, 4.5 bath home sits on a 0.32-acre lot backing to HOA-maintained foliage. Home features hardwood floors throughout (no carpet), abundant natural light, and upscale upgrades / finishes including tray ceilings, crown molding, designer lighting, and 8 ceiling fans. The open layout features a white brick fireplace and bright sunroom. The gourmet kitchen is designed to impress with stacked cabinetry, quartz countertops, KitchenAid appliances, a large island, butler’s pantry, and rare dual dishwashers—ideal for entertaining. All bathrooms are fully upgraded with walk-in showers, and a main-level guest suite with full bath adds flexibility. Relax or host across 3 outdoor spaces—a covered patio with gas line, open patio, and private upper balcony. Additional highlights include motorized TV mount, surround sound prewire, Cat6 wiring, tankless water heater, radiant barrier, high-efficiency HVAC, and built-in pest control system.

Property details

Beds
5
Baths
4.5
SqFt
3,689
Lot
14087 sq ft
Year built
2025
Type
Single Family
Days on market
8
Garage
3
Heating
Central
Cooling
Ceiling Fan(s), Central Air, Zoned
Foundation
Slab
HOA dues
$175 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$9,080/ month

Principal & interest
$7,493
Property tax (~1.05%)
$1,058
Homeowners insurance
$352
HOA dues
$175

Down payment

$60,500 down · $1,149,500 financed

Income to qualify (28% rule)

~$389,166 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.