Huntersville · Huntersville, NC
12213 Old Cottonwood Lane
Huntersville, NC · 3,689 sqft
$1,210,000
- 5Beds
- 4.5Baths
- 3,689SqFt
- 2025Year
- 14087 sq ftLot
- 8Days on market
About this home
Stunning 2025 New Construction | Rexford Floorplan | Camden. Brand-New, this 5 bed, 4.5 bath home sits on a 0.32-acre lot backing to HOA-maintained foliage. Home features hardwood floors throughout (no carpet), abundant natural light, and upscale upgrades / finishes including tray ceilings, crown molding, designer lighting, and 8 ceiling fans. The open layout features a white brick fireplace and bright sunroom. The gourmet kitchen is designed to impress with stacked cabinetry, quartz countertops, KitchenAid appliances, a large island, butler’s pantry, and rare dual dishwashers—ideal for entertaining. All bathrooms are fully upgraded with walk-in showers, and a main-level guest suite with full bath adds flexibility. Relax or host across 3 outdoor spaces—a covered patio with gas line, open patio, and private upper balcony. Additional highlights include motorized TV mount, surround sound prewire, Cat6 wiring, tankless water heater, radiant barrier, high-efficiency HVAC, and built-in pest control system.
Property details
- Beds
- 5
- Baths
- 4.5
- SqFt
- 3,689
- Lot
- 14087 sq ft
- Year built
- 2025
- Type
- Single Family
- Days on market
- 8
- Garage
- 3
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air, Zoned
- Foundation
- Slab
- HOA dues
- $175 / mo
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$9,080/ month
- Principal & interest
- $7,493
- Property tax (~1.05%)
- $1,058
- Homeowners insurance
- $352
- HOA dues
- $175
Down payment
$60,500 down · $1,149,500 financed
Income to qualify (28% rule)
~$389,166 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


