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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

1225 Moss Road

Rutherfordton, NC · 1,306 sqft

$275,000

  • 3Beds
  • 2Baths
  • 1,306SqFt
  • 1973Year
  • 2Days on market

About this home

1225 Moss Rd offers the opportunity to enjoy country living with extra space to grow, explore, or simply relax. This charming Rutherford County property is being sold together with an additional wooded 1-acre vacant lot, bringing the total acreage to approximately 2.32 acres. The expansive backyard green space creates a peaceful setting with room for gardening, recreation, or outdoor entertaining, while the adjoining wooded parcel adds privacy and future potential.

The home itself has solid bones and is ready for a new owner to bring fresh vision and updates. Some deferred maintenance is present, but the property offers an excellent opportunity for someone looking to build equity and create a personalized retreat in a quiet rural setting. Conveniently located while still offering a sense of seclusion, this property combines usable land, mature trees, and potential in one appealing package.

Property details

Beds
3
Baths
2
SqFt
1,306
Lot
Year built
1973
Type
Single Family
Days on market
2
Style
Ranch
Heating
Forced Air
Cooling
Electric
Foundation
Basement
Flooring
Carpet, Tile

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,023/ month

Principal & interest
$1,703
Property tax (~1.05%)
$240
Homeowners insurance
$80
HOA dues

Down payment

$13,750 down · $261,250 financed

Income to qualify (28% rule)

~$86,742 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.