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John KurtzCharlotte · NC

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Richfield · Richfield, NC

1225 Panther Point Road

Richfield, NC · 1,995 sqft

$424,900

  • 3Beds
  • 2Baths
  • 1,995SqFt
  • 1990Year
  • 17Days on market

About this home

Experience the best of lake living with this charming 3-bedroom, 2-bath waterfront home on the highly sought-after High Rock Lake. Situated on a spacious 1.45-acre lot, this property offers the perfect blend of privacy, functionality, and stunning water views. With approximately 1,995 square feet, the home features a comfortable and inviting layout, including a generously sized primary suite complete with dual closets and a private ensuite bath featuring a large walk-in shower. The main living areas offer great natural light and flow seamlessly into the kitchen and dining spaces, making it ideal for both everyday living and entertaining. Step outside and enjoy everything this property has to offer—from your permitted floating dock to the convenience of a concrete boat ramp, making lake access effortless. Whether you enjoy boating, fishing, or simply relaxing by the water, this property is designed for it all. Additional highlights include a detached garage with extra storage and three carports, providing ample space for vehicles, boats, and equipment. If you’ve been looking for a waterfront property with room to spread out and true lake lifestyle amenities, this is one you don’t want to miss.

Property details

Beds
3
Baths
2
SqFt
1,995
Lot
Year built
1990
Type
Single Family
Days on market
17
Garage
1
Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Laminate
View
Water

Features

  • Kitchen Island
  • Pantry
  • Split Bedroom
  • Dock - Floating

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,127/ month

Principal & interest
$2,631
Property tax (~1.05%)
$371
Homeowners insurance
$123
HOA dues

Down payment

$21,245 down · $403,655 financed

Income to qualify (28% rule)

~$134,025 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.