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John KurtzCharlotte · NC

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Troy · Troy, NC

123 Chapel Hill Drive

Troy, NC · 1,240 sqft

$279,900

Reduced from $309,900

  • 3Beds
  • 2Baths
  • 1,240SqFt
  • 2026Year
  • 82Days on market

About this home

This new 1,240 sq. ft. bungalow features a clean, functional design with a modern color palette. The open floorplan connects the main living area to a kitchen finished with custom cabinetry. Throughout the home, all closets are outfitted with wooden shelving, and the laundry area includes additional cabinet storage.

The primary suite includes an ensuite bath featuring a double vanity and a large, tiled walk-in shower with a double-hinged door, and a walk-in closet. Two additional bedrooms and a one-car garage complete the layout.

Located in the gated Carolina Forest community, this home offers access to Lake Tillery, including a community boat launch, waterfront pool, and clubhouse.

Property details

Beds
3
Baths
2
SqFt
1,240
Lot
Year built
2026
Type
Single Family
Days on market
82
Garage
1
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
HOA dues
$975 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,141/ month

Principal & interest
$1,733
Property tax (~1.05%)
$244
Homeowners insurance
$81
HOA dues
$81

Down payment

$13,995 down · $265,905 financed

Income to qualify (28% rule)

~$91,770 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.