Gaffney · Gaffney, SC
123 Cypress Drive
Gaffney, SC · 1,040 sqft
$160,000
- 3Beds
- 1Baths
- 1,040SqFt
- 1965Year
- 1Days on market
About this home
This well maintained ranch offers incredible potential with a full unfinished basement perfect for storage, a workshop, or future expansion. The home features maintenance free vinyl siding, upgraded windows, and a new metal roof, giving you peace of mind for years to come. Inside, you'll find 3 bedrooms and 1 bath on the main level, with hardwood floors under the carpet just waiting to be revealed. Major systems have already been updated, including the HVAC and water heater. New roof installed 2026. Some furnishings have been virtually staged. Owner is inactive real estate agent. Current owners have laundry upstairs in bedroom but hookups are also downstairs.
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,040
- Lot
- —
- Year built
- 1965
- Type
- Single Family
- Days on market
- 1
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air, Electric
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,177/ month
- Principal & interest
- $990
- Property tax (~1.05%)
- $140
- Homeowners insurance
- $46
- HOA dues
- —
Down payment
$8,000 down · $152,000 financed
Income to qualify (28% rule)
~$50,468 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.