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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

123 Old Bell Road

Charlotte, NC · 3,087 sqft

$870,000

Reduced from $895,000

  • 4Beds
  • 3Baths
  • 3,087SqFt
  • 1963Year
  • 142Days on market

About this home

Tired of cookie cutter homes? Look no further! Presenting this rare privately gated retreat on nearly 1 acre with NO HOA! Offers complete privacy just minutes from SouthPark and Uptown Charlotte. Tucked behind a newly installed electric front gate with video keypad entry, this fully UPDATED and BEAUTIFULLY DECORATED HOME sits on a beautifully landscaped, fully fenced lot designed for both refined everyday living and exceptional outdoor enjoyment. The expansive backyard offers true seclusion and is thoughtfully designed to accommodate a future in-ground pool, garden retreat, or additional outdoor living features with endless possibilities. A brand-new 60’ x 14’ patio and custom fire pit create the perfect setting for entertaining or quiet evenings surrounded by nature.

Inside, the light-filled main level features hardwood floors throughout much of the home and stunning floor-to-ceiling windows that frame serene backyard views. Multiple living areas provide effortless flow for entertaining, while the gourmet kitchen serves as the heart of the home with granite countertops, stainless steel appliances, and abundant custom cabinetry. The primary suite offers a private retreat with two walk-in closets, en-suite bath and sliders to the backyard, complemented by two additional well-appointed bedrooms on the main level. Upstairs, a massive walk-in attic presents outstanding potential for future expansion, along with a private 12’ x 6’ balcony overlooking the backyard making it an ideal spot to enjoy morning coffee and local wildlife.

The fully finished lower level adds remarkable flexibility, featuring a spacious living space great for many uses, a private bedroom and full bath, and a separate flex space ideal for a home office, media room, or bar. A private exterior entrance with access to the side driveway provides an ideal setup for guests, in-laws, or multigenerational living. The attached two-car garage includes a dedicated workshop or hobby space that is both heated and air conditioned, offering both function and versatility.

Additional highlights include upgraded electrical systems with whole-home GFI protection and a premier location close to Charlotte’s top private schools, places of worship, the McAlpine Creek Greenway, and the prestigious shopping and dining of SouthPark.

An exceptional opportunity to own a private, acreage estate without compromise, combining space, privacy, and convenience in one of South Charlotte’s most desirable locations.

Property details

Beds
4
Baths
3
SqFt
3,087
Lot
Year built
1963
Type
Single Family
Days on market
142
Garage
2
Heating
Central, Natural Gas
Cooling
Central Air, Electric
Foundation
Basement
Flooring
Carpet, Tile, Wood

Features

  • Attic Stairs Fixed
  • Attic Walk In
  • Built-in Features
  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Wet Bar
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,403/ month

Principal & interest
$5,388
Property tax (~1.05%)
$761
Homeowners insurance
$253
HOA dues

Down payment

$43,500 down · $826,500 financed

Income to qualify (28% rule)

~$274,421 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.