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John KurtzCharlotte · NC

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Gastonia · Gastonia, NC

123 Rowe Street

Gastonia, NC · 2,231 sqft

$425,000

Reduced from $475,000

  • 4Beds
  • 3Baths
  • 2,231SqFt
  • 1973Year
  • 41Days on market

About this home

New Price Improvement, Motivated Sellers Welcome to 123 Rowe St—a beautifully refreshed ranch with basement offering the perfect blend of charm, space, and flexibility, located just 5 miles from Belmont and a short drive to Cramerton—with no HOA.

This ranch-style home features original hardwood floors on the main level and thoughtful updates throughout, creating a warm, farmhouse-inspired feel with modern functionality. The main floor offers comfortable everyday living, while the fully finished basement expands your options with a true secondary living space.

Downstairs, you’ll find a private suite complete with a bedroom, full bathroom, kitchenette, and spacious living/entertaining area, along with a separate exterior entrance—ideal for an in-law suite, guest quarters, or private retreat.

Situated on just under half an acre, the property features a fenced yard, a beautiful back deck perfect for relaxing or entertaining, and a 2-car attached carport. Private well and septic offer added independence with no city water or sewer bills.

Enjoy the best of both worlds—peaceful living with room to spread out, while still being conveniently located near everything Gaston County has to offer, including shopping, dining, and local amenities.

Schedule your showing today!

Property details

Beds
4
Baths
3
SqFt
2,231
Lot
Year built
1973
Type
Single Family
Days on market
41
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement, Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,057/ month

Principal & interest
$2,632
Property tax (~0.85%)
$301
Homeowners insurance
$123
HOA dues

Down payment

$21,250 down · $403,750 financed

Income to qualify (28% rule)

~$131,020 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.