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John KurtzCharlotte · NC

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State Road · State Road, NC

1230 Zephyr Mountain Park Road

State Road, NC · 1,471 sqft

$219,900

  • 3Beds
  • 2Baths
  • 1,471SqFt
  • 1950Year
  • 1Days on market

About this home

Step into timeless charm with this adorable 1950s cottage nestled in the heart of the Mountain Park community. Whether you're searching for a full-time residence, vacation retreat, or investment opportunity, this character-filled home offers endless possibilities. Featuring a welcoming wraparound front porch, beautiful hardwood floors, stunning stone/brick fireplace, graceful arched doorways, and abundant original charm throughout, this cottage captures the essence of country living. Conveniently located just minutes from Elkin, you'll enjoy easy access to acclaimed Yadkin Valley vineyards, excellent schools, Stone Mountain State Park, and the Mitchell River. An additional lot is also available, providing extra space and future potential. Don't miss your chance to own this charming piece of Mountain Park history!

Property details

Beds
3
Baths
2
SqFt
1,471
Lot
Year built
1950
Type
Single Family
Days on market
1
Heating
Oil
Cooling
Central Air
Foundation
Basement, Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,618/ month

Principal & interest
$1,361
Property tax (~1.05%)
$192
Homeowners insurance
$64
HOA dues

Down payment

$10,995 down · $208,905 financed

Income to qualify (28% rule)

~$69,362 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.