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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

12301 Silveroak Lane

Charlotte, NC · 2,575 sqft

$698,900

  • 4Beds
  • 2.5Baths
  • 2,575SqFt
  • 1999Year
  • 6Days on market

About this home

Welcome home to this beautifully maintained, turnkey 4-bedroom property perfectly positioned on a prime cul-de-sac street in the heart of Ballantyne. Designed with an open-concept layout, the main level showcases elegant, newly installed luxury vinyl plank (LVP) flooring (2023) that flows seamlessly through the downstairs living spaces, upper hallway, and upper hall bath. A versatile flex room with a French door entry provides the perfect space for a home office, playroom, or formal sitting area. The gourmet kitchen is a chef's delight, featuring an abundance of staggered white cabinetry—including four glass-front display cabinets with integrated accent lighting— granite countertops, a pantry closet, and casual bar seating. Premium stainless-steel appliances outfit the space, including a newly replaced Whirlpool dishwasher (2024), an LG microwave, and a Ceran top double oven. The kitchen transitions effortlessly into a warm and inviting living room, anchored by a fireplace with a raised hearth and a contemporary herringbone tile surround. Doors guide you outside to an expansive outdoor living oasis, complete with a premium Belguard paver patio, a built-in fire pit, and a separate pergola area designed for exceptional hosting and outdoor memories. Upstairs, the oversized primary suite serves as a luxury retreat, boasting a soaring cathedral ceiling and a spa-like en-suite bathroom. Three additional auxiliary bedrooms offer ample square footage and generous closet space to accommodate family or guests. Combining pride of ownership with high-end modern upgrades, this property delivers exceptional value in one of Charlotte's most sought-after locations.

Property details

Beds
4
Baths
2.5
SqFt
2,575
Lot
Year built
1999
Type
Single Family
Days on market
6
Garage
2
Style
Transitional
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$79 / qtr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Built-in Features
  • Garden Tub
  • Pantry
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,170/ month

Principal & interest
$4,328
Property tax (~1.05%)
$611
Homeowners insurance
$203
HOA dues
$26

Down payment

$34,945 down · $663,955 financed

Income to qualify (28% rule)

~$221,580 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.